Ideal Flex Series Hospital Indemnity in Texas | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Texas

Brought to You by American Home Life & Brokers Fidelity

Brokers Fidelity is proud to be a premier distribution partner for the Ideal Flex Series Hospital Indemnity Plan in Texas, underwritten by American Home Life Insurance Company. This powerful product was designed with Texas agents and their clients in mind—from the bustling metroplexes of Dallas-Fort Worth and Houston, to the rural counties of West Texas.

If you serve the senior market in the Lone Star State, this is the hospital indemnity solution you’ve been waiting for.

Why Texas Needs the Ideal Flex Series

With over 4 million Medicare beneficiaries, Texas ranks as one of the largest and most competitive senior markets in the country. But Original Medicare still leaves gaps—especially when it comes to hospital stays, observation care, ER visits, and mental health confinement. For many Texans, an unexpected hospital bill can mean financial strain.

The Ideal Flex Series fills those gaps with:

  • Cash payouts tied to inpatient hospital stays
  • Built-in benefits for ER/Urgent Care, mental health confinement, observation care, and more
  • Optional riders for ambulance, outpatient surgery, and skilled nursing facility (SNF) stays

Whether you’re selling in San Antonio, Austin, or Amarillo, this plan fits a wide range of needs and budgets.

Product Highlights for Texas Agents

  • 72.5% Street Contract — One of the highest commissions in the industry
  • Guaranteed Issue (GI) Window — Ages 64.5 to 67, no health questions
  • 12% Household Discount — Roommates and partners qualify
  • 5 Built-in Daily Benefits — ER/Urgent Care, Mental Health, Pet Boarding, Travel Lodging, Observation Care
  • 10 Optional Riders — Add flexibility and value to every case
  • Fast eApp + Two Signature Options — Text and voice authorization available

Selling in Texas? Here’s What to Know:

The Ideal Flex Series is available statewide, and Texas agents can write business confidently across all counties. From Travis, Harris, and Bexar counties to more rural regions like Throckmorton, Loving, or Presidio, this plan adapts to every community.

It’s a fit for:

  • Seniors aging into Medicare
  • Clients choosing high-deductible Med Supps or Advantage Plans
  • Veterans with limited inpatient coverage
  • Rural Texans who want peace of mind with limited provider access

Become Appointed in Texas

Want to sell the Ideal Flex Series in Texas? Let’s get you appointed today. We provide:

  • Online contracting
  • Step-by-step onboarding
  • Personalized training
  • 24-hour turnaround

Go to www.brokersfidelity.com or email hello@brokersfidelity.com and we’ll get you started.

About Brokers Fidelity

Brokers Fidelity helped bring the Ideal Flex Series to life, partnering directly with American Home Life from design to rollout. When you work with us, you get more than a product—you get field-tested sales support, marketing tools, and a real relationship with your upline.

If you're selling Hospital Indemnity in Texas, there's no better partner.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

Full County List (Texas)

Anderson, Andrews, Angelina, Aransas, Archer, Armstrong, Atascosa, Austin, Bailey, Bandera, Bastrop, Baylor, Bee, Bell, Bexar, Blanco, Borden, Bosque, Bowie, Brazoria, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Caldwell, Calhoun, Callahan, Cameron, Camp, Carson, Cass, Castro, Chambers, Cherokee, Childress, Clay, Cochran, Coke, Coleman, Collin, Collingsworth, Colorado, Comal, Comanche, Concho, Cooke, Coryell, Cottle, Crane, Crockett, Crosby, Culberson, Dallam, Dallas, Dawson, Deaf Smith, Delta, Denton, DeWitt, Dickens, Dimmit, Donley, Duval, Eastland, Ector, Edwards, Ellis, El Paso, Erath, Falls, Fannin, Fayette, Fisher, Floyd, Foard, Fort Bend, Franklin, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gray, Grayson, Gregg, Grimes, Guadalupe, Hale, Hall, Hamilton, Hansford, Hardeman, Hardin, Harris, Harrison, Hartley, Haskell, Hays, Hemphill, Henderson, Hidalgo, Hill, Hockley, Hood, Hopkins, Houston, Howard, Hudspeth, Hunt, Hutchinson, Irion, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Jones, Karnes, Kaufman, Kendall, Kenedy, Kent, Kerr, Kimble, King, Kinney, Kleberg, Knox, La Salle, Lamar, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Lipscomb, Live Oak, Llano, Loving, Lubbock, Lynn, Madison, Marion, Martin, Mason, Matagorda, Maverick, McCulloch, McLennan, McMullen, Medina, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Moore, Morris, Motley, Nacogdoches, Navarro, Newton, Nolan, Nueces, Ochiltree, Oldham, Orange, Palo Pinto, Panola, Parker, Parmer, Pecos, Polk, Potter, Presidio, Rains, Randall, Reagan, Real, Red River, Reeves, Refugio, Roberts, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Sherman, Smith, Somervell, Starr, Stephens, Sterling, Stonewall, Sutton, Swisher, Tarrant, Taylor, Terrell, Terry, Throckmorton, Titus, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Uvalde, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Webb, Wharton, Wheeler, Wichita, Wilbarger, Willacy, Williamson, Wilson, Winkler, Wise, Wood, Yoakum, Young, Zapata, Zavala

← Back to National Product Page

Cookie Settings
This website uses cookies

Cookie Settings

We use cookies to improve user experience. Choose what cookie categories you allow us to use. You can read more about our Cookie Policy by clicking on Cookie Policy below.

These cookies enable strictly necessary cookies for security, language support and verification of identity. These cookies can’t be disabled.

These cookies collect data to remember choices users make to improve and give a better user experience. Disabling can cause some parts of the site to not work properly.

These cookies help us to understand how visitors interact with our website, help us measure and analyze traffic to improve our service.

These cookies help us to better deliver marketing content and customized ads.