The Ideal Flex Series Hospital Indemnity Plan is now approved for sale across the state of Tennessee. Underwritten by American Home Life Insurance Company and distributed by Brokers Fidelity, this plan offers unmatched flexibility and benefits—perfectly suited to the evolving healthcare landscape in the Volunteer State.
Tennessee is home to over 1.4 million Medicare beneficiaries, and like many states, it’s seeing a rapid expansion of Medicare Advantage enrollment. According to CMS data, more than 60% of Tennessee seniors are enrolled in Advantage plans. While these plans offer convenience, they often come with unexpected out-of-pocket costs—especially for hospital stays, observation days, and emergency care.
That’s where the Ideal Flex Series comes in. It puts cash benefits directly in your client’s hands when they need it most. Whether you’re helping seniors in Nashville, Knoxville, or Chattanooga, this plan gives you a simple, powerful solution to supplement both Medicare Advantage and Med Supp strategies.
In both rural and urban areas of Tennessee, access to comprehensive care varies widely. Counties like Hancock, Clay, or Perry may only have a single hospital or none at all. Meanwhile, Advantage plans often limit provider networks, increasing the chance of out-of-pocket exposure during inpatient care or emergencies. Even in major cities, seniors with high-deductible Medicare Supplement plans often seek extra protection for peace of mind.
With the Ideal Flex Series, agents can offer cash-based coverage for:
It’s a simple sale, a fast eApp, and a generous commission structure built for independent agents and agencies alike.
The Ideal Flex Series is approved statewide in Tennessee. No matter where you write business, you can offer this plan with confidence. That includes major urban counties like Davidson, Shelby, and Knox, as well as underserved rural counties where hospital access is limited.
Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Campbell, Cannon, Carroll, Carter, Cheatham, Chester, Claiborne, Clay, Cocke, Coffee, Crockett, Cumberland, Davidson, Decatur, DeKalb, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene, Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Johnson, Knox, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, McMinn, McNairy, Macon, Madison, Marion, Marshall, Maury, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Robertson, Rutherford, Scott, Sequatchie, Sevier, Shelby, Smith, Stewart, Sullivan, Sumner, Tipton, Trousdale, Unicoi, Union, Van Buren, Warren, Washington, Wayne, Weakley, White, Williamson, Wilson
Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get appointed and start selling today.
We partnered directly with American Home Life to bring the Ideal Flex Series to market—with real feedback from producers like you. Our focus is agent-first, and our goal is to deliver real value at every step of your sales process. With industry-leading comp, simple enrollment, and proven marketing tools, Brokers Fidelity is your go-to FMO for Hospital Indemnity sales.
Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603