Ideal Flex Series Hospital Indemnity in Oklahoma | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Oklahoma

Available Statewide — Urban, Rural, and Tribal Areas Covered

Oklahoma agents now have access to the Ideal Flex Series Hospital Indemnity plan, underwritten by American Home Life Insurance Company and distributed through Brokers Fidelity. It’s a smart solution for filling gaps left by Medicare Advantage and Med Supp policies, especially in a state where many rural and tribal communities rely on out-of-network care.

Why This Plan Works for Oklahoma

Over 760,000 Oklahomans are enrolled in Medicare. Roughly half are on Advantage plans, which can leave cost-sharing gaps for hospital stays, ambulance rides, and behavioral health care. In counties like Pushmataha, Harmon, and Cimarron, access to in-network care can be a challenge.

With cash benefits paid directly to the client, the Ideal Flex Series gives your Oklahoma clients real flexibility, especially when facing observation stays, urgent care, or out-of-area hospital visits.

Top Features for Oklahoma Agents

  • 72.5% Commission — Leading street-level payout
  • Guaranteed Issue 64.5–67 — No underwriting required for T65s
  • 12% Household Discount — Available even without spousal relationship
  • 5 Core Benefits — Includes Mental Health, Pet Boarding, Lodging, ER/Urgent Care, and Observation
  • 10 Add-on Riders — Cancer, ambulance, SNF, and more
  • Text and Voice eApp — Fast, paperless, senior-friendly

Approved in All 77 Oklahoma Counties

From Tulsa County and Oklahoma County down to remote areas like Beaver and Love, this plan is approved across the state.

Full County List

Adair, Alfalfa, Atoka, Beaver, Beckham, Blaine, Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw, Cimarron, Cleveland, Coal, Comanche, Cotton, Craig, Creek, Custer, Delaware, Dewey, Ellis, Garfield, Garvin, Grady, Grant, Greer, Harmon, Harper, Haskell, Hughes, Jackson, Jefferson, Johnston, Kay, Kingfisher, Kiowa, Latimer, Le Flore, Lincoln, Logan, Love, McClain, McCurtain, McIntosh, Major, Marshall, Mayes, Murray, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pontotoc, Pottawatomie, Pushmataha, Roger Mills, Rogers, Seminole, Sequoyah, Stephens, Texas, Tillman, Tulsa, Wagoner, Washington, Washita, Woods, Woodward

Tools & Support for Oklahoma Producers

  • Custom quoting tools with Oklahoma ZIP logic
  • State-specific training and marketing materials
  • Dedicated agent onboarding team

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get appointed in Oklahoma.

About Brokers Fidelity

We're not a one-size-fits-all IMO. We work closely with independent agents in states like Oklahoma to provide field-tested products, real support, and competitive compensation. Whether you serve metro clients in OKC or ranchers in the panhandle, we’ve got you covered.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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