Ideal Flex Series Hospital Indemnity in Ohio | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Ohio

Now Available Across the Buckeye State

If you're an agent serving clients from Toledo to Youngstown or Dayton to Marietta, the Ideal Flex Series Hospital Indemnity Plan is now fully approved in Ohio. This product helps seniors cover the gaps Original Medicare and Advantage plans leave behind.

Offered through Brokers Fidelity and underwritten by American Home Life Insurance Company, this plan offers guaranteed-issue enrollment, powerful benefit flexibility, and some of the best commissions in the business.

Ohio Seniors Need Cash Protection

With over 2.5 million Medicare beneficiaries statewide, Ohio ranks among the top 10 states in total Medicare enrollment. Roughly half are enrolled in Medicare Advantage plans, and even those with Med Supp often face gaps for observation stays, mental health, or emergency room visits.

The Ideal Flex Series provides cash payouts directly to your client—no billing, no networks, no waiting. It’s ideal for counties with rural hospital access or for clients who prefer choice and flexibility.

Plan Highlights for Ohio

  • 72.5% Commission — Earn more per case than typical HHD plans
  • Guaranteed Issue Ages 64.5–67 — Perfect for T65 enrollments
  • 12% Household Discount — No spousal requirement
  • 5 Built-in Daily Benefits — Including ER, Pet Boarding, Lodging, Mental Health, and Observation
  • 10 Optional Riders — From cancer to skilled nursing
  • Fast Digital eApp — Works with voice or text signature

Available in All 88 Ohio Counties

The Ideal Flex Series is approved in every county in Ohio—from urban centers like Franklin and Cuyahoga to smaller areas like Noble, Vinton, and Meigs.

Full County List

Adams, Allen, Ashland, Ashtabula, Athens, Auglaize, Belmont, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Gallia, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Jefferson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Meigs, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Muskingum, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Tuscarawas, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood, Wyandot

Tools and Support for Ohio Agents

  • Fast onboarding and back-office support
  • Custom quoting tools for Ohio rates
  • Co-branded marketing materials

To start offering this plan in Ohio, visit www.brokersfidelity.com or email hello@brokersfidelity.com.

About Brokers Fidelity

We partner with agents like you to deliver unique, senior-friendly products that are easy to explain and even easier to sell. Whether you're meeting clients in their homes, by phone, or over Zoom, we help you deliver real value and maximize every opportunity.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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