Ideal Flex Series Hospital Indemnity in North Carolina | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in North Carolina

Now Available Statewide from Brokers Fidelity & American Home Life

Whether you're working with clients in Charlotte, Raleigh, Asheville, or the Outer Banks, the Ideal Flex Series Hospital Indemnity Plan is now available in North Carolina. This cash-based coverage pays directly to clients for hospital stays, observation care, and more—perfect for filling gaps in Medicare.

Why Hospital Indemnity is Key in North Carolina

North Carolina has more than 2 million Medicare beneficiaries, and nearly half are enrolled in Medicare Advantage plans with copays and coinsurance that can quickly add up. From small mountain clinics in Mitchell County to major medical centers in Durham and Wake, seniors can be hit with surprise costs during admissions or outpatient observation.

The Ideal Flex Series protects your clients from these out-of-pocket risks with immediate, tax-free cash benefits and optional riders to fit their health needs.

Plan Highlights for North Carolina Agents

  • 72.5% Commission — Competitive street-level payout
  • Guaranteed Issue Ages 64.5–67 — No underwriting
  • 12% Household Discount — Applies to any household member
  • 5 Daily Built-in Benefits — Including Emergency Room, Lodging, Pet Boarding, Mental Health, Observation
  • 10 Optional Riders — Customize for SNF, cancer, ambulance, and more
  • Fast, digital eApp — Accepts voice and text signature authorization

Approved in All 100 North Carolina Counties

From Buncombe to Brunswick and everywhere in between, the Ideal Flex Series is approved in all counties across North Carolina.

Full County List

Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Camden, Carteret, Caswell, Catawba, Chatham, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland, Currituck, Dare, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Graham, Granville, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Hertford, Hoke, Hyde, Iredell, Jackson, Johnston, Jones, Lee, Lenoir, Lincoln, Macon, Madison, Martin, McDowell, Mecklenburg, Mitchell, Montgomery, Moore, Nash, New Hanover, Northampton, Onslow, Orange, Pamlico, Pasquotank, Pender, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin, Yancey

Resources & Agent Support

  • Digital onboarding in under 10 minutes
  • Training webinars and recorded demos
  • Custom quoting tools for North Carolina

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get appointed today.

About Brokers Fidelity

Brokers Fidelity is committed to helping you write more business while protecting the people of North Carolina. Whether you're selling in small rural towns or high-traffic metro areas, we make sure you’re equipped with the tools, training, and support to thrive.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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