Ideal Flex Series Hospital Indemnity in Nevada | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Nevada

Native Nevada Coverage from Brokers Fidelity & American Home Life

Nevada agents can now offer the Ideal Flex Series Hospital Indemnity Plan statewide. Underwritten by American Home Life Insurance Company and distributed by Brokers Fidelity, this plan fills critical gaps in Medicare for Nevada’s diverse mix of retirees — from Las Vegas (Clark County) to Reno (Washoe County) to the rural stretches of Elko and Nye.

Nevada Medicare & Senior Market Trends

Nevada has an estimated 735,000 Medicare beneficiaries, with approximately 45.8% enrolled in Medicare Advantage plans and the rest on Original Medicare with or without Medigap :contentReference[oaicite:4]{index=4}. The state’s senior population (age 65+) has grown by nearly 40% over the past decade and is projected to reach over 20% by 2030 :contentReference[oaicite:5]{index=5}.

Urban counties like Clark and Washoe hold over 87% of the state's seniors, while the majority of Nevada’s landmass consists of sparsely populated rural counties, where hospital access is limited and out-of-network billing is common :contentReference[oaicite:6]{index=6}. 

These gaps make hospital indemnity essential—especially for clients with Medicare Advantage plans that include hospital copays and coinsurance, or those traveling long distances for care.

Product Highlights for Nevada Agents

  • 72.5% Street Commission — Industry-leading pay for agents
  • Guaranteed Issue Ages 64.5–67 — No health questions required
  • 12% Household Discount — Covers roommates and partners
  • 5 Built-in Daily Benefits — ER/Urgent Care, Observation, Mental Health, Travel Lodging, Pet Boarding
  • 10 Optional Riders — Customize for ambulance, inpatient surgery, SNF stays, and more
  • Fast eApp with Voice/Text Signature — Close business on the spot

Approved Statewide – Full County List (Nevada)

Carson City, Churchill, Clark, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Nye, Pershing, Storey, Washoe, White Pine

Who Should You Target?

This plan is ideal for:

  • Medicare Advantage clients concerned about inpatient costs or restricted networks
  • Medigap clients with high-deductible gaps or observation-related exposure
  • Seniors in rural counties with limited local hospital access or frequent travel for care
  • Veterans who may use civilian hospitals not covered by VA networks

Appointment & Onboarding

Ready to start writing in Nevada? We make it quick and easy:

  • Online contracting platform
  • Step-by-step onboarding and marketing support
  • Training tools tailored for Nevada’s agent network

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get appointed.

About Brokers Fidelity

We worked closely with American Home Life on design, pricing, and distribution strategy from day one. Our goal is to empower field agents with competitive comp, simplified products, and real marketing support.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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