Missouri agents now have access to the Ideal Flex Series Hospital Indemnity Plan—a cash-based solution that helps seniors cover common out-of-pocket healthcare costs not paid by Medicare. Underwritten by American Home Life Insurance Company and distributed by Brokers Fidelity, this plan is approved statewide.
Missouri is home to more than 1.2 million Medicare beneficiaries, with a diverse mix of urban and rural enrollees. Many remain on Original Medicare or Medigap, while others opt for Medicare Advantage. But in both cases, seniors may face gaps in coverage—especially during hospital admissions, observation stays, and behavioral health visits.
Counties like Oregon, Grundy, and Reynolds have limited hospital access, while seniors in metro areas like St. Louis and Kansas City often experience high deductibles or MA plan copays. A hospital indemnity plan provides simple, fast benefits paid directly to the client to help ease these burdens.
This plan is approved in all 114 counties and the independent city of St. Louis. Agents from the Ozarks to the Bootheel can offer consistent, portable coverage that works anywhere seniors need it.
Adair, Andrew, Atchison, Audrain, Barry, Barton, Bates, Benton, Bollinger, Boone, Buchanan, Butler, Caldwell, Callaway, Camden, Cape Girardeau, Carroll, Carter, Cass, Cedar, Chariton, Christian, Clark, Clay, Clinton, Cole, Cooper, Crawford, Dade, Dallas, Daviess, DeKalb, Dent, Douglas, Dunklin, Franklin, Gasconade, Gentry, Greene, Grundy, Harrison, Henry, Hickory, Holt, Howard, Howell, Iron, Jackson, Jasper, Jefferson, Johnson, Knox, Laclede, Lafayette, Lawrence, Lewis, Lincoln, Linn, Livingston, Macon, Madison, Maries, Marion, McDonald, Mercer, Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Newton, Nodaway, Oregon, Osage, Ozark, Pemiscot, Perry, Pettis, Phelps, Pike, Platte, Polk, Pulaski, Putnam, Ralls, Randolph, Ray, Reynolds, Ripley, St. Charles, St. Clair, St. Francois, St. Louis, Ste. Genevieve, Saline, Schuyler, Scotland, Scott, Shannon, Shelby, Stoddard, Stone, Sullivan, Taney, Texas, Vernon, Warren, Washington, Wayne, Webster, Worth, Wright, and the City of St. Louis
Visit www.brokersfidelity.com or email hello@brokersfidelity.com to start selling in Missouri today.
Brokers Fidelity helps agents stand out in their local market. With hospital indemnity options that adapt to rural and metro needs, we give producers in Missouri the tools, training, and comp structure to win.
Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603