Ideal Flex Series Hospital Indemnity in Kansas | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Kansas

Brought to You by American Home Life & Brokers Fidelity

Brokers Fidelity proudly offers the Ideal Flex Series Hospital Indemnity Plan in Kansas, underwritten by American Home Life Insurance Company—headquartered in Topeka. This plan was built for Kansans, designed with both urban and rural needs in mind, and optimized for today’s senior market.

Kansas is home to over 550,000 Medicare beneficiaries, many of whom face gaps in coverage from Original Medicare. Whether you're selling in Wichita, Overland Park, or small towns like Hays or Atchison, this plan offers financial protection and peace of mind for hospital stays, mental health care, and more.

With its blend of flexibility, fast underwriting, and generous commissions, the Ideal Flex Series is quickly becoming the go-to solution for Kansas agents looking to offer real value and protection to their senior clients.

Why Kansas Needs the Ideal Flex Series

  • Rural access to care is limited in many counties
  • Out-of-pocket costs continue to rise under Original Medicare
  • Observation stays and ER visits often aren't fully covered
  • Many clients use high-deductible Med Supps or Advantage Plans that need a backup

About American Home Life Insurance Company (AHL)

Founded in 1909, American Home Life Insurance Company has been proudly headquartered in Topeka, Kansas for over a century. As one of the oldest and most trusted life and health insurance carriers in the Midwest, AHL has consistently delivered innovative products with heartland values.

AHL’s Kansas roots mean something—this isn’t just another carrier operating out of a distant corporate hub. From its founding over 100 years ago, AHL has supported generations of policyholders across Kansas and beyond with personalized service and financial strength.

Today, with the launch of the Ideal Flex Series, AHL continues its mission to protect working families and retirees, offering modern-day benefits backed by a century of trust.

When Kansas agents offer the Ideal Flex Series, they’re not just selling another product—they’re representing a company that’s been a part of this community for generations.

Product Highlights for Kansas Agents

  • 72.5% Street Contract — Among the highest in the industry
  • Guaranteed Issue Ages 64.5–67 — No health questions
  • 12% Household Discount — Includes roommates and partners
  • 5 Daily Benefits Built-In — ER, Mental Health, Observation, Lodging, Pet Boarding
  • 10 Optional Riders — Like Ambulance, Outpatient Surgery, and SNF coverage
  • eApp + Voice/Text Signatures — Fast, mobile-friendly submission

Ideal Clients in Kansas

  • Seniors aging into Medicare with limited savings
  • Veterans with gaps in their VA coverage
  • Clients with chronic conditions concerned about inpatient stays
  • People in rural areas with long hospital transport times

Major Kansas Counties Covered

The Ideal Flex Series is available statewide, including all 105 counties:

Allen, Anderson, Atchison, Barber, Barton, Bourbon, Brown, Butler, Chase, Chautauqua, Cherokee, Cheyenne, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Crawford, Decatur, Dickinson, Doniphan, Douglas, Edwards, Elk, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gove, Graham, Grant, Gray, Greeley, Greenwood, Hamilton, Harper, Harvey, Haskell, Hodgeman, Jackson, Jefferson, Jewell, Johnson, Kearny, Kingman, Kiowa, Labette, Lane, Leavenworth, Lincoln, Linn, Logan, Lyon, Marion, Marshall, McPherson, Meade, Miami, Mitchell, Montgomery, Morris, Morton, Nemaha, Neosho, Ness, Norton, Osage, Osborne, Ottawa, Pawnee, Phillips, Pottawatomie, Pratt, Rawlins, Reno, Republic, Rice, Riley, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Seward, Shawnee, Sheridan, Sherman, Smith, Stafford, Stanton, Stevens, Sumner, Thomas, Trego, Wabaunsee, Wallace, Washington, Wichita, Wilson, Woodson, Wyandotte.

Become Appointed in Kansas

Interested in selling the Ideal Flex Series in Kansas? We’ll get you appointed quickly and provide everything you need:

  • Online contracting
  • Step-by-step onboarding
  • Product training & sales guides
  • 24-hour turnaround

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get started.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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