Ideal Flex Series Hospital Indemnity in Indiana | Brokers Fidelity
Ideal Flex Series Hospital Indemnity in Indiana
Brought to You by American Home Life & Brokers Fidelity
Brokers Fidelity is proud to bring the Ideal Flex Series Hospital Indemnity Plan to Indiana, underwritten by American Home Life Insurance Company. This plan is designed for Hoosiers seeking peace of mind with flexible cash benefits to cover gaps in Original Medicare.
Indiana is home to over 1.3 million Medicare beneficiaries. Whether you're working with seniors in Indianapolis, Fort Wayne, Evansville, or rural areas like Greene or Dubois County, this plan meets the needs of a broad range of clients.
Why Indiana Needs the Ideal Flex Series
Many seniors are enrolled in Medicare Advantage with cost-sharing gaps
Out-of-pocket costs from ER, observation, and hospital stays are on the rise
Rural areas face access issues, leading to higher transport and lodging needs
Seniors are looking for value-packed products that are simple and fast to enroll in
About American Home Life Insurance Company (AHL)
American Home Life Insurance Company has served American families since 1909. Based in Topeka, Kansas, AHL brings a century of trust, service, and product innovation to the Ideal Flex Series — a modern indemnity plan with real-world value.
Through partners like Brokers Fidelity, AHL delivers a product that’s fast to sell, easy to use, and rewarding for agents.
Product Highlights for Indiana Agents
72.5% Street Commission — Competitive and agent-friendly
Guaranteed Issue Ages 64.5–67 — Instant approval
12% Household Discount — Applies to spouses, partners, roommates
5 Daily Benefits Built-In — Mental health, ER, observation, lodging, pet boarding
10 Optional Riders — Includes SNF, ambulance, outpatient surgery and more
eApp & Voice/Text Signatures — No paperwork, fast mobile enrollment
Ideal Clients in Indiana
Clients in high-deductible Med Supp or Advantage plans
Veterans with VA or TRICARE who need supplemental protection
Middle-income seniors worried about out-of-pocket hospital costs
Agents working in rural and underserved counties
Statewide Availability
The Ideal Flex Series is available statewide, covering every Indiana county including Marion, Lake, Allen, Vanderburgh, St. Joseph, Hamilton, Tippecanoe, Vigo, and more.
Become Appointed in Indiana
Getting started is fast and easy. We offer complete back-office support and onboarding tools:
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