Ideal Flex Series Hospital Indemnity in Illinois

Brought to You by American Home Life & Brokers Fidelity

Brokers Fidelity proudly offers the Ideal Flex Series Hospital Indemnity Plan in Illinois, underwritten by American Home Life Insurance Company. Whether you're in Chicago, Springfield, Rockford, or Carbondale, this plan provides powerful supplemental coverage for seniors facing the gaps in Original Medicare.

Illinois has nearly 2.3 million Medicare beneficiaries, and many are enrolled in high-deductible Med Supps or Medicare Advantage plans that leave them exposed to hospital and ER costs. Ideal Flex fills those gaps with flexible cash benefits and fast enrollment tools.

Why Illinois Needs the Ideal Flex Series

• Medicare cost-sharing continues to increase
• ER visits, observation stays, and rehab care often lead to surprise bills
• Advantage plan penetration is growing, but not all options cover inpatient gaps
• Urban and rural clients alike benefit from added cash protection

About American Home Life Insurance Company (AHL)

Established in 1909 and headquartered in Topeka, Kansas, American Home Life Insurance Company has over a century of experience protecting families. The Ideal Flex Series is AHL’s latest innovation — a modern hospital indemnity product built with the agent and client in mind.

AHL partners exclusively with leading distribution partners like Brokers Fidelity to bring agents the tools, support, and compensation they deserve.

Product Highlights for Illinois Agents

• 72.5% Street Contract — Highly competitive
• Guaranteed Issue Ages 64.5–67 — No underwriting required
• 12% Household Discount — Available even for roommates
• 5 Daily Benefits Built-In — ER, Observation, Lodging, Pet Boarding & Mental Health
• 10 Optional Riders — Customize for outpatient surgery, SNF, ambulance, etc.
• Fast eApp — Voice and text signature options included

Ideal Clients in Illinois

• Dual-eligibles with Advantage plans
• Seniors in rural counties like Pope, Hancock, or Shelby
• Veterans using VA coverage with gaps
• Urban clients who want added protection against hospitalization costs

Statewide Availability

The Ideal Flex Series is approved and available across Illinois — in all 102 counties including:

Cook, DuPage, Lake, Will, Kane, Winnebago, Madison, Champaign, McHenry, Peoria, McLean, Rock Island, Sangamon, Tazewell, and more.

Become Appointed in Illinois

Start selling the Ideal Flex Series in Illinois and join one of the fastest-growing product launches in senior health:

• Online contracting in minutes
• Same-day or next-day appointment turnaround
• Access to sales training and marketing tools

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to begin.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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