Ideal Flex Series Hospital Indemnity in Arizona | Brokers Fidelity

Ideal Flex Series Hospital Indemnity in Arizona

Brought to You by American Home Life & Brokers Fidelity

Brokers Fidelity is proud to distribute the Ideal Flex Series Hospital Indemnity Plan in Arizona, underwritten by American Home Life Insurance Company. From the deserts of Yuma to the urban sprawl of Phoenix and Tucson, this plan is designed to meet the diverse needs of Arizona's growing senior population.

Why Arizona Agents Are Choosing Ideal Flex

Arizona is home to over 1.4 million Medicare beneficiaries and continues to grow as a retirement destination. Many seniors opt for Medicare Advantage plans, but gaps in hospital, ER, and observation care remain a risk. Whether your clients are choosing Medicare Advantage, high-deductible Med Supps, or just want peace of mind, the Ideal Flex Series helps fill those coverage gaps with cash benefits.

Cities like Phoenix, Tucson, Mesa, Scottsdale, and Glendale have strong Medicare enrollment, while rural counties face provider access issues. This plan offers flexibility statewide—making it a perfect fit from urban to rural Arizona.

Product Highlights for Arizona Agents

  • 72.5% Street Commission — Among the highest in the industry
  • Guaranteed Issue Window — Ages 64.5 to 67 qualify with no health questions
  • 12% Household Discount — No relation required; roommates and partners apply
  • 5 Built-in Daily Benefits — Including ER/Urgent Care, Mental Health Confinement, Pet Boarding, Travel Lodging, Observation Care
  • 10 Optional Riders — For ambulance, outpatient surgery, skilled nursing, and more
  • Fast eApp with both Text and Voice Signature options

Who This Plan Helps in Arizona

  • Seniors aging into Medicare in Phoenix or Flagstaff
  • Veterans needing supplemental inpatient coverage
  • Clients with Medicare Advantage plans facing high hospitalization copays
  • Rural Arizonans with limited hospital networks

Arizona County List

This plan is available in every Arizona county:

Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, Yuma

Get Appointed to Sell in Arizona

Ready to offer Ideal Flex to your Arizona clients? Let’s get you appointed:

  • Fast online contracting
  • Step-by-step onboarding
  • 24-hour turnaround

Visit www.brokersfidelity.com or email hello@brokersfidelity.com to get started today.

About Brokers Fidelity

Brokers Fidelity worked directly with American Home Life to co-develop and launch the Ideal Flex Series. We provide more than just a product—we support agents with real tools, proven strategies, and market-tested materials to help you thrive in Arizona’s competitive Medicare landscape.

Contact Us

Brokers Fidelity
Phone: 913-374-1550
Email: hello@brokersfidelity.com
Address: 400 S Kansas Ave, Topeka, KS 66603

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